On Apple’s side, the best option is Apple Card monthly installment financing. This new option from Best Buy is pretty interesting, due in large part to the lack of a similar program offered by Apple. Also note: The program is only available for MacBooks, not desktop Macs of any kind. You’re only responsible for that final payment if you want to keep the original MacBook. If you choose to upgrade to a new Mac or return the original MacBook and leave the program, Best Buy makes the final payment to Citizens Bank on your behalf. Monthly payments: $54.17/month for 36 months.A 10 year old iMac still fetched $300 on offer up. If you’re going to pay 95% of the cost you may as well just keep the device and use this for the financing - no other avenue makes sense because you could resell your Mac for more than what the final payment amount would be to own it. It’s literally nothing like the iPhone upgrade program where you only pay up to 1/2 the cost of the device. When they announced this I didn’t understand all the praise around this. Monthly payments: $43.34/month for 36 months.Monthly payments: $26/month for 36 months.Monthly payments: $19.99/month for 36 months.Let’s look at the entry-level MacBook Air, which retails for $999: Return the original MacBook to Best Buy and leave the program.

Make the final monthly payment and keep the original MacBook.Upgrade to a new Mac by returning the original MacBook to Best Buy.In month 37, you’ll have one final payment due based on the original purchase price.Make 36 equal monthly payments on that MacBook, interest-free based on your credit.Apply for financing for your new MacBook purchase.Here’s how the Upgrade+ program works for people who buy a new MacBook through Best Buy with this option: In fact, Best Buy is even using the same financing partner as Apple’s iPhone Upgrade Program, which is Citizens Bank. This program works similarly to things like the iPhone Upgrade Program offered by Apple. This gives MacBook users the option to get a new MacBook every three years with interest-free monthly financing… Best Buy, however, is looking to change that with the launch of its new Upgrade+ program. While Apple and its carrier partners offer a number of ways to get a new iPhone every year with monthly payments, options for the Mac are far more limited.

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